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Less Than Perfect Credit |
 Imperfect
Credit? Not a problem at Mortgage Investors of
Knoxville!
Had a setback? Looking to re-establish your
credit? Mortgage Investors of Knoxville can help
with your home financing needs even if you have
imperfect credit*.
- Cash out equity
- Consolidate high interest and credit card
debt
- Close with full/limited or stated income
documentation
- Get pre-approved within minutes
- To us, your future is more important than
your past
Imperfect Credit products include:
- 2/28 ARM
- 3/27 ARM
- 15 and 30 year fixed loans
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Self-Employed
Borrowers |
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Self Employed and having trouble getting a good
interest rate? At Mortgage Investors of
Knoxville, we have a Customized Mortgage Solution
for you.
We will work hard for you to find you the best
product, best rate and payments to fit your budget.
Give us a call today at 865.588.4473 |
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Previous Bankruptcy |
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Why
wait?
Refinance your home and pay off
your Bankruptcy Trustee.
Mortgage Investors of
Knoxville, Inc. can provide a Chapter 13
Mortgage refinance for those who can not
qualify for conventional mortgages. Your
situation is unique. We have lenders who
specialize in Bankruptcy Buy-Outs and can help
you with a BK Buy-Out refinance loan *Based on
your credit criteria, and your filing date, you
may qualify for up to 100% LTV for a Bankruptcy
Buy-Out.
Get out of
Chapter 13 Bankruptcy and start re-building your
credit.
At Mortgage Investors of
Knoxville, a locally owned company, we live up
to our commitment to provide you with a
customized mortgage solution and superior
customer service. |
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Get
out of
Chapter 13 Bankruptcy
and start
re-building your credit. |
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Yes,
you can refinance out of Chapter 13 Bankruptcy
now!*
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Construction Loan |
 Most
residential construction is done by builders who
purchase large tracts of land and build a number of
new homes to form developments. Other builders
specialize in building custom homes for individual
buyers, usually on land the buyer already owns.
Both
options give you all the benefits of owning a newly
built home, but there are important differences in
the construction timeframe, level of customization,
and the time and effort you need to commit.
Building around your schedule
If
moving into your new home quickly is a priority, you
will probably want to buy a home in a development.
Each home usually takes less time to build since the
floor plan is already prepared and the materials
purchased. Depending on how long the development has
been under construction, you may be able to choose
from homes that are at different stages of
construction. So if you're on a tight schedule, you
may want to buy a home that's nearly finished, or
one that's already fully built.
Building a
custom home will probably take much longer - at
least six to 12 months. With many more things to
consider - designing the architecture, choosing the
materials, and buying appliances, to name a few -
you should be ready for an involved process.
Customizing your home
If you
buy a home in a development, you will probably have
a few floor plans to choose from, each with it's own
set of standard and optional amenities. That, plus
whatever upgrades the builder offers for materials
and appliances, is basically the extent of your
customization options.
If you
build from scratch, however, your ability to
customize every aspect of the home is limited only
by your imagination - and perhaps by your budget.
The appeal of custom homes is that they give you an
opportunity to live in a place that is built around
you.
Staying involved
Because floor plans and features are more
standardized for homes in a development, you don't
have to be any more involved in the construction
process than you want to be. That's a benefit if
you're buying a newly-built home more for its
newness than for its uniqueness.
Building a custom home, on the other hand, is a much
more complex and time consuming project. That's why
people who build custom homes tend to be those who
plan to stay there for the long term - if you're
building your dream home, it's worth spending the
time and effort to get it right. |
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